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St. Gallen vs Bern

Monthly cost of living in both cantons side by side

SG

St. Gallen

Monthly Costs

CHF 3'920
CHF 47'040 / year
-5.5% vs CH Average
Difference
CHF -60
/month
/year
CHF -720
St. Gallenis cheaper
BE

Bern

Monthly Costs

CHF 3'980
CHF 47'760 / year
-4.1% vs CH Average

Detailed Comparison

Monthly Costs (Single Person)

CategorySt. Gallen (SG) Bern (BE) DifferenceCheaper
TotalCHF 3'920CHF 3'980CHF -60 (-1.5%) SG
RentCHF 1'350CHF 1'320+CHF 30 (+2.3%) BE
Health insuranceCHF 385CHF 389CHF -4 (-1.0%) SG
FoodCHF 550CHF 560CHF -10 (-1.8%) SG
TransportCHF 285CHF 290CHF -5 (-1.7%) SG
UtilitiesCHF 155CHF 155+CHF 0 (+0.0%) =
EntertainmentCHF 215CHF 220CHF -5 (-2.3%) SG
TaxesCHF 620CHF 720CHF -100 (-13.9%) SG
OtherCHF 360CHF 326+CHF 34 (+10.4%) BE
Source: BFS, HABE (Haushaltsbudgeterhebung), As of 2024

Visual Comparison

Rent

+CHF 30
SG
CHF 1'350
BE
CHF 1'320

Health insurance

CHF -4
SG
CHF 385
BE
CHF 389

Food

CHF -10
SG
CHF 550
BE
CHF 560

Transport

CHF -5
SG
CHF 285
BE
CHF 290

Utilities

+CHF 0
SG
CHF 155
BE
CHF 155

Entertainment

CHF -5
SG
CHF 215
BE
CHF 220

Taxes

CHF -100
SG
CHF 620
BE
CHF 720

Other

+CHF 34
SG
CHF 360
BE
CHF 326

Cost Index

100 = CH Average

St. Gallen
94
Bern
98
CH
100

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